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Guided by innovation and client

The APICIL Group provides two main types of services for 2 types of clients:

  • Personal insurance, for Health & Life Insurance and Savings
  • Personal insurance and mandatory complementary pension scheme management for employees.

A mutualist group with representative governance

What we do is guided by the right balance between social action and economic performance in the search for efficiency and completion, not profits.

DEFIS 2020 (Challenge 2020) is the roadmap that guides all of our professional paths. Our goal is to use innovation and the excellence of our relationships with our clients to set ourselves apart.

Our Goal: Develop innovation and our relationships with our clients

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millions
protected policyholders
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employees
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French social protection group
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millions €
dedicated to social action and philanthropy

Representative

APICIL is administered on an equal basis by representatives appointed by employers and the major employee trade unions

Mutualist

The Group’s mutual plans are governed directly by representatives elected by the policyholders

Innovative and close to our clients

Offering each person the best conditions for professional fulfilment and life by developing innovation and our relationships with our client

Engaged alongside our policyholders

Every day we are committed to social sponsorship on behalf of our policyholders and society as a whole.

Engaged values

Sharing
Excellence
Assistance

Agile and flexible to adapt to all types of clients

Large companies, SMEs, SOHOs, the self-employed, creators, employees, private individuals…